budgetOctober 2025Low impact

New Tax Incentive on Electric Vehicle Loans

Interest on loans taken to purchase electric vehicles may become eligible for a new deduction under Section 80EEB.

Affected taxpayers

EV buyers

To promote green mobility, the government is considering a deduction of up to ₹1.5 lakh on interest paid for electric vehicle loans under Section 80EEB, separate from the existing 80EEA for first‑time home buyers.

This would be over and above the ₹1.5 lakh 80C limit, giving additional tax savings to EV purchasers.

A final announcement is expected in the next Budget.