Learning category
Deductions & Exemptions
Learn how common deductions like 80C, 80D, HRA, and NPS can reduce your taxable income under the old regime.
9 articlesSection 80C — Complete Guide to ₹1.5 Lakh Deduction
A starter guide to one of the most discussed deductions in India and how it fits into tax planning under the old regime.
HRA Exemption — How to Calculate and Claim It
Understand how the House Rent Allowance (HRA) exemption works, how to calculate it, and what documents you need.
Standard Deduction for Salaried & Pensioners
A flat deduction available under both regimes — what it is, how much you get, and how it reduces taxable salary.
Section 80D — Medical Insurance & Preventive Health Checkup
How health insurance premiums for yourself, family, and parents can reduce your tax — limits, eligible payments, and preventive checkup benefits.
Section 80E — Deduction on Education Loan Interest
All you need to know about the unlimited deduction on education loan interest for higher studies — who can claim, conditions, and period of benefit.
Section 80G — Tax Benefit on Donations
How donations to eligible funds and charitable institutions can reduce your taxable income — 100% vs 50% deduction, and the fine print you shouldn't miss.
Home Loan Tax Benefits — Section 24, 80EEA & Principal
How home loan interest and principal repayment can lower your tax, including Section 24, 80C, and additional deduction under 80EEA for first‑time buyers.
NPS Additional Deduction — Section 80CCD(1B)
An exclusive ₹50,000 deduction for NPS contributions over and above the ₹1.5 lakh 80C limit — how it works and who can claim it.
Tax Saving Instruments Beyond 80C
Discover tax‑saving avenues outside the crowded 80C bucket — NPS, health insurance, education loan, home loan, and more.